The best Side of 228 loan
The best Side of 228 loan
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(ii) Each of the counties within the nonmetropolitan space of a Point out (utilizing the MSA boundaries that were in influence as of January 1 of the calendar 12 months during which the delineation applies), excluding:
(E) The financial institution fails to supply information asked for via the Board that is needed for the Board to produce an informed decision.
Besides as normally supplied On this part, a lender should be certain that its general public file consists of the data needed by this area for every on the preceding a few calendar many years, with the most recent calendar 12 months included in its file on a yearly basis by April one of the current calendar 12 months.
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
For a little bank evaluated underneath the Modest Lender Lending Examination, the Board rates the bank's effectiveness beneath this section as delivered in appendix E to this portion.
A bank topic to this component may perhaps request the Board validate that a loan, financial investment, or service is suitable for Local community improvement thing to consider by distributing a ask for to, and in a format prescribed by, the Board.
) Rewards or serves a number of geographic areas with lower levels of community improvement funding;
(one) Revitalization or stabilization, important community services, critical Local community infrastructure, and disaster preparedness and temperature resiliency actions in Indigenous Land Parts are activities particularly specific to and performed in Indigenous Land Places.
A bank or price savings Affiliation's report of functionality will be the foundation for denying or conditioning acceptance of an application shown in paragraph (a) of the part.
(7) Facts indicating the credit score needs of the ability-centered evaluation region or retail lending assessment location usually are not getting met by lenders within the combination, these that the applicable benchmarks do not sufficiently reflect community credit score needs.
(5) Are offered to students or their people through a university at which many learners qualify without spending a dime or diminished-cost foods under the U.S. Section of Agriculture's Countrywide College Lunch Program;
The Board considers the weighted regular in the general read more performance scores similar to the financial institution's Group Growth Solutions Test conclusions for its facility-dependent evaluation locations in just a Point out, multistate MSA, or perhaps the institution pursuant to area IV of appendix B to this part.
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The Board evaluates a confined goal lender's community growth funding efficiency from the nationwide region, pursuant to § 228.19, and assigns a summary for that establishment depending on the Board's thought of the subsequent two components: